I put my carboys in an ice chest or plastic container with about 5" of water and wrap a towel around it. The water wicks up the towel and cools it down a few degrees.
The room that I ferment in has a cieling fan that I keep on low and that drops it a bit more.
If you need to go lower alternate a few frozen water bottles in and out.
This method is about as basic as it gets, but it's cheap.
And until I get my chest freezer, I want my beer fridge free for finished kegs.
Prost
